Definition of Standard Services

401(k) (or 401(k) Profit Sharing) Plan

- 100 or fewer participants with account balances;

- 4 account types (any combination of employee and          employer accounts);

- Pro-rata or permitted disparity allocation of Profit           Sharing contribution (if applicable, with one projection    per Plan Year);

- 10 non-hardship distributions per Calendar Year;

- Payroll period employee contribution allocation;

- Concurrent or annual Employer Matching contribution     allocation.

Defined Contribution (Profit Sharing or Money Purchase) Pension Plan

 

- 50 or fewer participants with account balances;

- Trustee directed investment;

- 2 money types (employee and employer);

- Pro-rata or permitted disparity Profit Sharing/Contribution allocation (one projection per Plan Year);

- 10 non-hardship distributions per Calendar Year;

- No loans.

 

Defined Benefit Plan

- 50 or fewer participants.